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About Formula

Commercial insurance with a straightforward approach.

Formula Insurance Agency helps business owners understand their coverage, compare available options and keep their insurance program aligned with the way the business operates.

What we believe

Clear explanations. Practical choices. Responsive service.

Insurance can become complicated quickly, especially when a business has multiple policies, renewal dates, vehicles, employees or contractual requirements. Our job is to make the process easier to follow.

We start by learning how the business operates. Then we review the exposures, explain the available coverage options and help you decide what makes sense for your business.

Our involvement does not end when a policy is written. We stay available for service questions, policy changes and renewal reviews as the business changes.

What you can expect

A simpler insurance process.

1

We learn the business

We ask about your operations, locations, payroll, sales, vehicles and other exposures that affect coverage.

2

We review the options

We look at available markets and explain meaningful differences in coverage, limits and pricing.

3

We stay involved

We help with service needs and review the account again as renewal approaches or your business changes.

Where we work

Serving businesses across five states.

Formula Insurance Agency works with commercial clients in Massachusetts, Rhode Island, Connecticut, New York and New Jersey.

Need a second look at your insurance?

Send us your current policies or renewal information and tell us what you would like reviewed.

Contact Formula →

Talk with Formula

Let’s start with your business.

Request a quote online, call 888-778-4987 or email CLservice101@outlook.com.