Coverage built around the work you actually do.

Contractors can have jobsite, employee, vehicle, tool and completed-work exposures. We help review the operation as a whole so the insurance matches the work being performed.

Request a Contractor Quote Call 888-778-4987

Serving contractors in Massachusetts, Rhode Island, Connecticut, New York & New Jersey.

What we review

Start with the trade, then build the coverage.

Carriers look closely at the type of work performed, payroll, subcontractors, job locations, vehicles and prior losses. Getting the classification right matters.

Already insured?
Send us your current policies and renewal information. We can compare limits, classifications and pricing.

General LiabilityProtection for eligible third-party bodily injury, property damage and completed-operations claims.

Workers CompensationCoverage for work-related employee injuries and occupational illnesses.

Commercial AutoFor trucks, vans and other vehicles used in the business.

Tools & EquipmentCoverage considerations for mobile tools and equipment used away from your premises.

PropertyCoverage for eligible buildings, contents, stock and business property.

Umbrella / ExcessAdditional liability limits over eligible underlying policies.

Why the right coverage matters

Construction losses can get serious quickly.

A few exposures deserve extra attention when reviewing a contractor account.

Jobsite InjuriesFalls remain the leading cause of death in construction. OSHA reports 389 fatal falls to a lower level out of 1,034 construction fatalities in 2024.

Completed WorkA claim can happen after the job is finished if completed work allegedly causes property damage or bodily injury.

Commercial AutoEmployees driving between jobs, hauling tools or making supply runs can create significant auto exposure.

Tools & EquipmentTools can be stolen, damaged or lost while moving between jobsites, where standard property coverage may not respond the same way.

SubcontractorsUsing uninsured or improperly insured subcontractors can create unexpected liability and workers compensation issues.

Umbrella LiabilitySerious injury or auto claims can exceed primary policy limits, making additional liability limits worth reviewing.

Source: U.S. Occupational Safety and Health Administration, Fall Prevention Campaign; 2024 Bureau of Labor Statistics construction fatality data.

How it works

Keep the quote process simple.

Tell us what you do

Share your trade, payroll, sales, subcontractor use, vehicles and current insurance information.

We review the exposure

We match the operation to appropriate carrier appetites and coverage options.

Compare the options

We explain the important differences in coverage, limits and pricing.

Request a contractor quote

Let’s review your contractor insurance.

Request a quote online or call us directly. You can also send your current policies for review.

Request a Quote Call 888-778-4987