Coverage for the work, advice and information your business provides.

Professional businesses can face claims that go beyond ordinary premises liability. We help review professional liability, cyber, property, employee and general business exposures together.

Request a Quote Call 888-778-4987

Serving businesses in Massachusetts, Rhode Island, Connecticut, New York & New Jersey.

What we review

Your biggest exposure may be the service you provide.

Coverage needs vary based on your profession, contracts, customers, employees, data, equipment and the type of advice or service you provide.

Already insured?
Send us your current policies and renewal information. We can review what you have before recommending changes.

Professional LiabilityCoverage for eligible claims alleging errors, omissions or negligence in professional services.

General LiabilityProtection for common third-party bodily injury and property damage claims.

Cyber LiabilityCoverage considerations for client information, email, systems and data breaches.

Businessowners / PackageProperty and liability coverage for eligible professional operations.

Workers CompensationCoverage for work-related employee injuries and illnesses.

EPLICoverage considerations for certain employment-related allegations and claims.

Commercial AutoFor vehicles used in business operations, subject to carrier eligibility.

Umbrella / ExcessAdditional liability limits over eligible underlying policies.

Why the right coverage matters

Professional risks are not always visible.

A claim can come from the service itself, a contract, an employee, a cyber event or an ordinary accident.

Professional LiabilityA client can allege that an error, missed deadline or professional recommendation caused a financial loss.

Cyber LiabilityProfessional firms often hold client information and credentials. Verizon's 2024 report recorded 1,314 confirmed data disclosures in professional, scientific and technical services.

Social EngineeringFraudulent emails and payment instructions can create losses that may not be fully addressed by a standard business policy.

Employment PracticesHiring, discipline, termination and workplace allegations can create legal expenses even when a claim is disputed.

Contracts & Insurance RequirementsClients and landlords may require specific limits or coverage before you can begin work or sign an agreement.

Umbrella LiabilityAn additional layer of liability coverage can help protect the business when a severe claim exceeds underlying limits.

Source: Verizon 2024 Data Breach Investigations Report, Professional, Scientific and Technical Services (NAICS 54).

What helps us quote

Tell us what your business actually does.

We typically need your business name and location, a clear description of services, annual sales, payroll, number of employees, current carrier, renewal date and any professional or contractual requirements.

You do not need every document ready.

Start with the information you have. If applications, loss runs, contracts or policy documents are needed, we can let you know what to gather next.

Coverage availability, eligibility and terms vary by carrier and jurisdiction.

Request a quote

Let’s review your professional insurance.

Request a quote online or call us directly. We can also review your current policies before renewal.

Request a Quote Call 888-778-4987